DOTLAN EveMaps

Universal Data Bank is the largest financial institution in the Caldari State, forming the foundation for much of the Caldari State's banking and investment infrastructure. The corporation has two primary functions: it is the State's largest provider of pension management services and also provides the State's largest pool of ISK available to the megacorporations for short and long term loans. It also performs a variety of other services and has holdings in a variety of other powerful corporations, giving it far more influence than its sub-megacorporate size might indicate.

UDB's fund management strategy, and the financial instruments it sells on the market, are generally geared towards conservative, long-term gains. Its largest funds focus on conservative financial instruments, such as low-interest, low-risk corporate bonds, funds with broad-based stock portfolios to minimize exposure to trouble in any one industry or market (also known as index funds), and stocks focused on returning a strong annual dividend rather than a rapid increase in price.

However, in order to reduce its vulnerability and pursue slightly more aggressive growth, over the last century it has offered more diverse investments, such as funds focusing on Caldari ventures in the Khanid Kingdom and Amarr Empire, treasury bonds from the Kingdom, Empire, and even the Federation, and even growth-based funds focusing on foreign stocks. Clients can adjust their asset allocation, and therefore risk exposure, through the company's NeoCom portal. Despite this, most Caldari, especially at the lower end of the economic spectrum, take a hands-off approach.